Life Cover


What Is Life Cover?

Life Cover protects the lifestyle and future of your family and loved ones if you die. Would your family cope with paying the monthly bills or making mortgage repayments without your salary? Would your business survive without your expertise? Life Cover is designed to pay a lump sum if you die prematurely. It is essential for those with family, business or other financial commitments.


What Does It Offer?


You have the choice of Personal or Business Life Cover to suit your needs:


  •  Terminal Illness
    Life Cover can provide an early payment of your Life Cover if you are diagnosed as being terminally ill and likely to die within 12 months. This means you can spend your remaining time with your family and loved ones without worrying about your finances.

  • Bereavement Support
    Pays a lump sum of up to $15,000 to help with funeral expenses (or a monthly benefit if you have the Family Protection Benefit) upon the underwriter receiving notification of death. This payment will be deducted from the life assureds’ Life Cover Benefit. 

  • Special Events Increase Facility
    Enables you to increase the sum assured under your Life Cover following a significant event in your life which results in increasing financial responsibilities.These significant events include : Having a child,  getting married, taking out or increasing a residential home loan , receiving a significant salary increase and other major events.

  • Worldwide Cover
    Provides cover anywhere in the world, 24 hours a day.

  • Term Of Cover
    Renewable each year with no age limit.